Personal
Auto
Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. ... Property – such as damage to or theft of your car. Liability – your legal responsibility to others for bodily injury or property damage.
Boat/
Watercraft
A boat insurance policy may cover you and your boat or personal watercraft against liability and damage in the event of a boating accident, including if you injure someone or damage someone else's property with your boat.
Home/
Condo
Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others. Three basic levels of coverage exist: actual cash value, replacement cost, and extended replacement cost/value.
Flood
Flood insurance covers losses directly caused by flooding. In simple terms, a flood is an excess of water on land that is normally dry, affecting two or more acres of land or two or more properties. For example, damage caused by a sewer backup is covered if the backup is a direct result of flooding.
Umbrella
Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.
Life
Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, The insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death. Your beneficiaries can use the money for whatever purpose they choose.