Commercial
Commercial
Commercial business insurance is coverage for businesses and corporations, generally designed to cover the business, its employees and ownership. ... Since there are so many types of businesses with different needs and situations, commercial insurance can come in many shapes, sizes and colors.
Commercial Car
Commercial auto insurance, also known as commercial vehicle insurance, only covers business-owned vehicles. It does not cover personal vehicles used for business purposes, unless that's their primary use. If your employees use their own vehicles for work errands, they may need hired and non-owned auto insurance.
Commercial Property
Commercial property insurance is a key coverage for business owners, especially when running a home-based business. That's because it provides more coverage than homeowners insurance. ... Also known as business property insurance or commercial real estate insurance, this coverage helps protect your: Building. Equipment.
Business Owner
A business owner's policy (BOP) combines property and liability insurance by packaging these coverages into a single insurance policy. This type of packaged business insurance is often a good choice for small businesses and medium-sized businesses, such as restaurants or retail shops.
Restaurant
Owner
Restaurant owners should consider business property insurance, which can cover the physical building and everything inside. Liability insurance provides coverage if your business is at fault for injuries others and their property. Workers' compensation insurance is required in nearly all states if you have employees.
Commercial Umbrella
What Is Commercial Umbrella Insurance? Commercial umbrella insurance gives you extra coverage to help pay for costs that exceed certain liability policy limits. Without this type of commercial insurance coverage, you'd have to pay out of pocket for liability claims that cost more than your coverage limits.
Commercial Landlord
A commercial landlord policy will cover you against specific risks linked to shop, office, and other commercial tenants. ... Business interruption cover (or rental income protection) is also an important option, to keep you and your tenants trading following an insured and unexpected event, such as a flood.
Worker Compensation
Workers' compensation insurance, also known as workman's comp, provides benefits to employees who get injured or sick from a work-related cause. ... Without coverage, your employees can sue you for a work-related injury or illness to help pay for their medical costs or lost wages.
Inland Marine
Inland marine insurance is a type of business insurance that helps cover products, materials and equipment while they are transported on land, such as by truck or train. This coverage is meant to help protect business property that is movable or used for transportation or communication purposes.
Farm/Ranch
Farm and ranch insurance is a hybrid form of coverage meant to protect you both personally and commercially. Like a standard homeowners policy, farm insurance will cover your home, possessions and personal liability. Beyond that, it also includes coverage for your machinery and livestock.